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If the Cardholder fails to observe the security requirements, s/he might incur liability for BRAC Bank. BRAC Bank may, in its absolute discretion, problem a new PIN on the prevailing Card. Subject to the provisions acknowledged herein and as specified by BRAC Bank every so often, the Cardholder is not going to maintain BRAC Bank liable in case of any improper/ fraudulent/unauthorized/ duplicate/ faulty use of the Card and/or the PIN. BRAC Bank will also not be liable for any consequences linked with the use/ misuse of the Card by any third party because of the Card falling in the arms of any third get together or the PIN coming to the data of any third party.
The cardholder shall immediately after such recall; return such card minimize in halves with CHIP destroyed to the Bank and make full cost of all charges and liabilities to the Bank. The Bank may at any time demand that the Cardholder deposits an undated cheque and/or pledge money collateral in favor of the Bank for the quantity, which the Bank could require even when such a cheque was not demanded when the cardboard was issued to the Cardholder. The Cardholder, in such an occasion, shall be deemed to have authorized the Bank to insert the date on the mentioned cheque and to present it for payment on the inserted date against any amount because of the Bank. A replacement cost as prescribed by the Bank is payable by the Cardholder to the Bank immediately upon a request to the Bank to issue a Replacement Card. Additional charges as prescribed by the Bank are payable by the Cardholder to the Bank immediately upon the request to the Bank for the supply of copies of gross sales voucher/Cash Advance Slip and any further companies the Bank might present every so often.
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“Current Balance” means the whole debit balance which shall be debited to the Card Account excellent on the Card Account payable to the Bank according to the Bank’s records on the date the Statement of Account is issued. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of software made by the Cardholder beneath the name of VISA, MasterCard or JCB and in addition includes Primary, Supplementary/Additional and Replacement/Re-issued Cards. “Bangladesh Bank” means the central financial institution of Bangladesh established beneath the Bangladesh Bank Order (P.O. fifty two of 1972) and includes its successors and assignees. Definitions & Interpretation “Applicant” means person who has/have utilized for a Card to BRAC Bank Limited.